Credit Card Chop

Like many modern day twenty-somethings I suffer from overspending. I earn a good wage yet every time pay day rolls around i'm always scraping at the bottom of the barrel and often, using my credit card for the few days before pay.

Its sucks. Why? Because every pay I get I have to put a decent chunk on my credit card and get no happiness for it. Usually I can't remember what the money went on, but it always added up.

I tried freezing my card Confessions of a Shopaholic styles in a block of ice in the freezer. The reasoning behind this was that if I really needed the card it was there but I'd have to go through the ordeal of defrosting it first. This worked well until I discovered how easy it was to defrost with the hot water tap on full blast...

So I reached the point where I'm sick of it. I wa

nt to go overseas yet all my money disappears and I'm not saving that much. So I decided to take some drastic action. End result?

Chopped.